BANCADO User Manual Table of Contents

TABLE OF CONTENTS

ACH	Credit Reporting	Index	Line of Credit	Safe Deposit Box
Bond Accounting	Deposits	Inquiry System	Mortgage Loans	Top
C.D.'s	ETFM	Installment Loans	Multi-Filesystem	Updates
CIF	FIDM	Internet	Optical Disk	Voice Response
Commercial Loans	ForeCash	IRA’s	Payroll	WCS
Construction Loans	General Ledger	Just Ask	PCN-Term	WCS-Term

SECTION 1 GENERAL INFORMATION Table of Contents Index Top

1.1 SYSTEM INTRODUCTION
1.2 SYSTEM FLOW
1.2.1 INSTALLATION
1.2.2 DAILY PROCESSING
1.2.3 REPORT GENERATION
1.3 DISK FILES

SECTION 2 OPERATIONAL PROCEDURES Table of Contents Index Top

2.1 INTRODUCTION
2.2 KEYBOARD FUNCTIONS
2.3 SYSTEM STARTUP
2.4 BACKUP PROCEDURES

SECTION 3 CUSTOMER INFORMATION FILE Table of Contents Index Top

3.1 INTRODUCTION
3.2 CUSTOMER RECORDS
3.3 CUSTOMER FILE MAINTENANCE

3.3.1 NEW/CHANGE
3.3.2 INQUIRY
3.3.3 ALPHABETIC SEARCH
3.3.4 CUSTOMER LIST

SECTION 4 DEPOSIT ACCOUNTING SYSTEM Table of Contents Index Top

4.1 INTRODUCTION
4.2 DEPOSIT ACCOUNT FILE
4.3 BANK CONTROL RECORDS

4.3.1 CHANGE BANK NAME AND ADDRESS
4.3.2 CHANGE ACCRUAL DATE
4.3.3 CHANGE BANK TOTALS
4.3.4 CHANGE TRANSACTION CODES
4.3.5 CHANGE ACCOUNT TYPE CONTROL RECORDS
4.3.6 CHANGE PROOF POCKET CONTROL RECORDS

4.4 DEPOSIT ACCOUNT ACTIVITY
            4.4.1 NEW ACCOUNT
            4.4.2 CHANGE ACCOUNT
            4.4.3 TRANSACTIONS
            4.4.4 ACTIVITY SUMMARY
                4.4.5 NEW/CHANGE STOP PAYMENT
                4.4.6 YEAR-END MAINTENANCE
                4.4.7 PROOF ENTRY
            4.4.8 POST PROOF ITEMS
                4.4.9 CLEAR PROOF FILES
                4.4.10 PROOF SUMMARY
                4.4.11 ACCOUNT SUMMARY
4.5 DEPOSIT ACCOUNTS REPORTS
                4.5.1 TRANSACTION JOURNAL
                4.5.2 TRIAL BALANCE
                4.5.3 CLOSED ACCOUNT LIST
                4.5.4 NEW ACCOUNT LIST
                4.5.5 CALL REPORT
            4.5.6 OVERDRAFT LISTS
                4.5.7 STOP PAYMENT LISTS
            4.5.8 PROOF LIST
            4.5.9 SERVICE CHARGE LIST
            4.5.10 CHECK REGISTER
            4.5.11 PRINTER CONTROL
4.6 CUSTOMER NOTICES
            4.6.1 STATEMENTS
            4.6.2 OVERDRAFT NOTICES
            4.6.3 INTEREST CHECKS
            4.6.4 1099'S
            4.6.5 AUDIT STATEMENTS
4.7 FILE INQUIRIES
            4.7.1 CUSTOMER/ACCOUNT INQUIRY
            4.7.2 DISPLAY LEDGER
            4.7.3 PRINT LEDGER
            4.7.4 DISPLAY LAST ENTRY
4.8 UTILITIES
            4.8.1 DISPLAY FILE STATUS
            4.8.2 COMPRESS FILE
            4.8.3 PRINT FILE
            4.8.4 DELETE BY KEY
            4.8.5 DELETE BY RECORD SHOWING KEYS
            4.8.6 DELETE BY RECORD
            4.8.7 DELETE ZERO BALANCES
            4.8.8 BUILD LOOKUP FILE
            4.8.9 AVAILABLE ACCOUNT LIST
            4.8.10 CONVERT FROM VERSION I
            4.8.11 BALANCE CONVERSION
            4.8.12 CHANGE YTD INTEREST
            4.8.13 ADDING MACHINE
            4.8.14 COMPUTE INTEREST
            4.8.15 STOPWATCH
            4.8.16 COPY RECORD

SECTION 5 CERTIFICATE OF DEPOSIT SYSTEM Table of Contents Index Top

5.1 INTRODUCTION
5.2 CERTIFICATE OF DEPOSIT FILE
5.3 CERTIFICATE OF DEPOSIT ACTIVITY

5.3.1 NEW CERTIFICATE
5.3.2 CHANGE CERTIFICATE
5.3.3 TRANSACTIONS
5.3.4 ACTIVITY SUMMARY
5.3.5 CHANGE ACCRUAL DATE
5.3.6 YEAR-END MAINTENANCE
5.3.7 FORCE INTEREST PAYMENT
5.3.8 CHANGE VARIABLE RATES

5.4 CERTIFICATE OF DEPOSIT REPORTS

5.4.1 TRANSACTION JOURNAL
5.4.2 TRIAL BALANCE
5.4.3 CASHED C.D. REPORT
5.4.4 NEW CERTIFICATE REPORT
5.4.5 CALL REPORT
5.4.6 FORECAST REPORT
5.4.7 CHECK REGISTER
5.4.8 EDIT LIST
5.4.9 INTEREST PAYMENT FORECAST REPORT
5.4.10 ADVANCE CHECK REGISTER
5.4.11 PRINTER CONTROL

5.5 CUSTOMER NOTICES

5.5.1 NOTICES
5.5.2 1099'S
5.5.3 CHECKS
5.5.4 ADVANCE CHECKS

5.6 FILE INQUIRIES

5.6.1 CUSTOMER/C.D. INQUIRY
5.6.2 DISPLAY CUSTOMER LEDGER
5.6.3 PRINT CUSTOMER LEDGER

5.7 UTILITIES

5.7.1 DISPLAY FILE STATUS
5.7.2 COMPRESS FILE
5.7.3 EDIT CONTROL RECORDS
5.7.4 CHANGE YTD INTEREST
5.7.5 CHANGE C.D. DATES
5.7.6 PRINT AND PURGE OLD HISTORY
5.7.7 REBUILD LOOKUP FILE
5.7.8 DELETE CASHED C.D'S

SECTION 6 INSTALLMENT LOAN SYSTEM Table of Contents Index Top

6.1 INTRODUCTION
6.2 INSTALLMENT LOAN FILE
6.3 INSTALLMENT LOAN ACTIVITY

6.3.1 NEW LOAN
6.3.2 CHANGE LOAN
6.3.3 TRANSACTION
6.3.4 ACTIVITY SUMMARY
6.3.5 CHANGE ACCRUAL DATE
6.3.6 EARNINGS MAINTENANCE

6.4 INSTALLMENT LOAN REPORTS

6.4.1 TRANSACTION JOURNAL
6.4.2 TRIAL BALANCE
6.4.3 PAYOFF FORECAST
6.4.4 PAST DUE REPORT
6.4.5 PAID OUT REPORT
6.4.6 NEW AND EXTENDED REPORT
6.4.7 PERFORMANCE REPORTS
6.4.8 CALL REPORT
6.4.9 ALLOCATION REPORT
6.4.10 DELINQUENCY REPORT
6.4.11 DELINQUENT EARNINGS

6.5 CUSTOMER NOTICES

6.5.1 ADVANCE NOTICES
6.5.2 LATE NOTICES
6.5.3 DELINQUENCY NOTICES
6.5.4 ANNUAL INTEREST NOTICES

6.6 FILE INQUIRIES

6.6.1 CUSTOMER/LOAN INQUIRY
6.6.2 CUSTOMER LEDGER

6.7 UTILITIES

6.7.1 DISPLAY FILE STATUS
6.7.2 COMPRESS FILE
6.7.3 EDIT CONTROL RECORDS
6.7.4 DELETE OLD EARNINGS RECORD
6.7.5 DELETE PAID LOANS
6.7.6 PRINT AND PURGE OLD HISTORY
6.7.7 BUILD LOOKUP FILE

SECTION 7 COMMERCIAL LOAN SYSTEM Table of Contents Index Top

SECTION 8 GENERAL LEDGER Table of Contents Index Top

SECTION 9 BOND ACCOUNTING Table of Contents Index Top

SECTION 10 CONSTRUCTION LOAN MANAGEMENT Table of Contents Index Top

SECTION 11 FORECASH SYSTEM Table of Contents Index Top

SECTION 12 BANCADO INQUIRY SYSTEM Table of Contents Index Top

SECTION 13 MORTGAGE LOAN SYSTEM Table of Contents Index Top

13.1 INTRODUCTION
13.2 MORTGAGE LOAN SYSTEM FILES

13.2.1 MORTGAGE LOAN FILE
13.2.2.MORTGAGE DESCRIPTION FILE
13.2.3 MORTGAGE ESCROW FILE

13.3 MORTGAGE LOAN ACTIVITY

13.3.1 NEW MORTGAGE
13.3.2 CHANGE MORTGAGE
13.3.3 TRANSACTIONS
13.3.4 ACTIVITY SUMMARY
13.3.5 CHANGE ACCRUAL DATE
13.3.6 CHANGE VARIABLE RATES

13.4 MORTGAGE LOAN REPORTS

13.4.1 TRANSACTION JOURNAL
13.4.2 TRIAL BALANCE
13.4.3 PARTICIPATION REGISTER
13.4.4 PAST DUE REPORT
13.4.5 PAID OUT REPORT
13.4.6 NEW MORTGAGE LOAN REPORT
13.4.7 ESCROW REPORTS
13.4.8 CALL REPORT
13.4.9 PRINT AMORTIZATION SCHEDULE
13.4.10 DELINQUENCY MANAGEMENT REPORT

13.5 MORTGAGE LOAN CUSTOMER NOTICES

13.5.1 ADVANCE MORTGAGE PAYMENT NOTICES
13.5.2 MORTGAGE LOAN LATE NOTICES
13.5.3 MORTGAGE LOAN DELINQUENCY NOTICES
13.5.4 AUTOMATIC MORTGAGE PAYMENT NOTICES
13.5.5 MORTGAGE LOAN PAYMENT COUPONS
13.5.6 MORTGAGE LOAN STATEMENTS

13.6 MORTGAGE LOAN FILE INQUIRIES

13.6.1 CUSTOMER/LOAN INQUIRY
13.6.2 DISPLAY MORTGAGE LOAN LEDGER
13.6.3 PRINT MORTGAGE LOAN LEDGER

13.7 MORTGAGE LOAN UTILITIES

13.7.1 DISPLAY FILE STATUS
13.7.2 COMPRESS FILE
13.7.3 EDIT MORTGAGE LOAN CONTROL RECORDS
13.7.4 CHANGE YEAR-TO-DATE MORTGAGE INTEREST
13.7.5 DELETE PAID MORTGAGES
13.7.6 PRINT AND PURGE MORTGAGE LOAN HISTORY
13.7.7 BUILD MORTGAGE LOAN LOOKUP FILE

SECTION 14 SAFE DEPOSIT BOX BILLING SYSTEM Table of Contents Index Top

14.1 INTRODUCTION
14.2 SAFE DEPOSIT BOX FILE
14.3 SAFE DEPOSIT BOX ACTIVITY

14.3.1 NEW RENTAL
14.3.2 CHANGE SAFE DEPOSIT BOX RECORD
14.3.3 TRANSACTION
14.3.4 ACTIVITY SUMMARY
14.3.5 BOX SIZE SUMMARY
14.3.6 PRINT AND PURGE ACTIVITY
14.3.7 DELETE TERMINATED BOXES
14.3.8 REBUILD LOOKUP FILE

14.4 SAFE DEPOSIT BOX REPORTS

14.4.1 TRANSACTION JOURNAL
14.4.2 TRIAL BALANCE
14.4.3 KEY DEPOSIT REPORT
14.4.4 NEW RENTAL LIST
14.4.5 TERMINATED RENTAL LIST
14.4.6 SEALED BOX REPORT
14.4.7 DISCOUNTED BOX LIST
14.4.8 COMPLIMENTARY BOX LIST
14.4.9 AVAILABLE BOX LIST
14.4.10 REVENUE FORECAST
14.4.11 FILE CARDS

14.5 CUSTOMER NOTICES

14.5.1 BILLING
14.5.2 LATE NOTICES
14.5.3 RATE CHANGE NOTICES
14.5.4 MAILING LABELS

14.6 FILE INQUIRIES

14.6.1 CUSTOMER/BOX INQUIRY
14.6.2 DISPLAY LEDGER
14.6.3 PRINT LEDGER
14.6.4 BOX AVAILABILITY

14.7 UTILITIES

14.7.1 CONTROL RECORD MAINTENANCE
14.7.2 BANCADO UTILITIES
14.7.3 JUST ASK
14.7.4 CHANGE APPLICATIONS

SECTION 15 LINE OF CREDIT PROCEDURES Table of Contents Index Top

15.1 INTRODUCTION
15.2 CODING STRUCTURE

SECTION 16 BERNICE - THE BANCADO TOUCH-TONE TELEPHONE SYSTEM Table of Contents Index Top

16.1 INTRODUCTION
16.2 HARDWARE INSTALLATION
16.3 SOFTWARE INSTALLATION
16.4 OPTION SETUP
16.5 COMMUNITY BULLETIN BOARD SETUP
16.6 MERCHANT INQUIRY SETUP
16.7 HIDDEN BANK MENU
16.8 RECORDING MESSAGES
16.8.1 RECORDING MENUS, INSTRUCTIONS, AND ELEMENT DESCRIPTIONS
16.9 CONTROL PANEL
16.10 STANDARD BERNICE DISPLAY
16.11 GRAPHICAL USAGE DISPLAY
16.12 LAUNCHING BERNICE